Tag: Baroness Hayter of Kentish Town

The below Parliamentary question was asked by Baroness Hayter of Kentish Town on 2016-05-09.

To ask Her Majesty’s Government what assessment they have made of the impact of the Financial Conduct Authority authorisation of insolvency practitioners on the size of the debt advice market.

Lord O’Neill of Gatley

The government consulted extensively on its reforms to the consumer credit market prior to the transfer of regulation from the Office of Fair Trading to the Financial Conduct Authority (FCA) in April 2014. The result of that consultation included the exclusion for insolvency practitioners when acting in reasonable contemplation of being appointed as an insolvency practitioner (IP).

It remains the government’s view that when an insolvency practitioner is no longer acting in reasonable contemplation of being appointed as an IP, they must be authorised by the FCA if they wish to continue providing debt advice. There are no immediate plans to review this exclusion. However, the government does maintain an interest in the impact of regulation on the debt advice market.

The FCA is thoroughly assessing every debt management firm’s fitness to trade as part of the authorisation process. The size of the debt advice market will not be known until this process is complete. The government will stay in contact with the FCA throughout the authorisation process to monitor the impact on customer journeys and capacity.

For IPs concerned about the potential burden of FCA authorisation, the FCA has been clear that it takes a proportionate approach to setting fees. This includes imposing tiered fees based on the income a firm generates from its credit activities, ensuring that the smallest firms pay the lowest fees. There also remain other options for smaller firms to consider, including the appointed representative regime.

The below Parliamentary question was asked by Baroness Hayter of Kentish Town on 2016-09-05.

To ask Her Majesty’s Government how many (1) domestic fires, and (2) fires in industrial and commercial buildings, were recorded in (a) 2013, (b) 2014, and (c) 2015; and what estimate they have made of the direct and indirect economic and environmental costs of those fires.

Baroness Williams of Trafford

Data from the Fire Incident Recording System are published by financial year.

(1) Fire and rescue services attended 31,899, 31,329 and 31,333 dwelling fires in England in financial years 2013-14, 2014-15 and 2015-16 respectively.

Dwelling fires are fires in properties that are a place of residence i.e. places occupied by households such as houses and flats, excluding hotels/hostels, residential institutions such as student halls of residence and care homes for children and elderly people. Dwellings also includes non-permanent structures used solely as a dwelling, such as houseboats and caravans.

(2) Fire and rescue services attended 2,385, 2,280 and 2,129 fires in industrial premises in England in 2013-14, 2014-15 and 2015-16 respectively. There were 6,132, 5,821 and 5,819 fires in commercial buildings in England in 2013-14, 2014-15 and 2015-16 respectively.

The latest figures were published in August in the Fire Statistics Monitor, which can be found here https://www.gov.uk/government/statistics/fire-statistics-monitor-april-2015-to-march-2016 while detailed tables can be found here https://www.gov.uk/government/statistical-data-sets/fire-statistics-data-tables.

We have not estimated the economic and environmental costs of these fires.

The below Parliamentary question was asked by Baroness Hayter of Kentish Town on 2015-11-25.

To ask Her Majesty’s Government whether they consulted all registered political parties prior to the publication of the draft Recall of MPs Act 2015 (Recall Petition) Regulations 2015.

Lord Bridges of Headley

As required by section 7(2) (k) of the Political Parties, Elections and Referendums Act 2000, the Government formally consulted the Electoral Commission prior to the publication of the draft regulations. The Commission’s response did not give an indication as to whether or not it agreed with the policy approach but made a number of recommendations which were considered when finalising the draft regulations. The Government did not consult any registered political parties prior to laying the draft Regulations as there is no statutory requirement to do so.

The below Parliamentary question was asked by Baroness Hayter of Kentish Town on 2016-02-29.

To ask Her Majesty’s Government, further to the Written Answers by Lord Bridges of Headley on 25 February (HL6102 and HL6103), whether the Cabinet Office’s new rules on grant funding mean that (1) Citizen’s Advice, (2) the Territorial Army Rifles Association, (3) the Consortium of Voluntary Adoption Agencies, (4) English Heritage, (5) Imperial College, and (6) the Marine Management Organisations, can no longer make representations to them, Parliament or the European Commission, on legislation or policy.

Lord Bridges of Headley

The clause ensures that taxpayers’ funds are not diverted away from their intended purpose and wasted on political lobbying. The clause does not stop any grant recipients from campaigning using other sources of funding.

The below Parliamentary question was asked by Baroness Hayter of Kentish Town on 2016-05-09.

To ask Her Majesty’s Government what assessment they have made of the regulatory impact of the Financial Conduct Authority authorisation of insolvency practitioners.

Lord O’Neill of Gatley

The government consulted extensively on its reforms to the consumer credit market prior to the transfer of regulation from the Office of Fair Trading to the Financial Conduct Authority (FCA) in April 2014. The result of that consultation included the exclusion for insolvency practitioners when acting in reasonable contemplation of being appointed as an insolvency practitioner (IP).

It remains the government’s view that when an insolvency practitioner is no longer acting in reasonable contemplation of being appointed as an IP, they must be authorised by the FCA if they wish to continue providing debt advice. There are no immediate plans to review this exclusion. However, the government does maintain an interest in the impact of regulation on the debt advice market.

The FCA is thoroughly assessing every debt management firm’s fitness to trade as part of the authorisation process. The size of the debt advice market will not be known until this process is complete. The government will stay in contact with the FCA throughout the authorisation process to monitor the impact on customer journeys and capacity.

For IPs concerned about the potential burden of FCA authorisation, the FCA has been clear that it takes a proportionate approach to setting fees. This includes imposing tiered fees based on the income a firm generates from its credit activities, ensuring that the smallest firms pay the lowest fees. There also remain other options for smaller firms to consider, including the appointed representative regime.

The below Parliamentary question was asked by Baroness Hayter of Kentish Town on 2016-09-14.

To ask Her Majesty’s Government when they will respond to the Independent Review of Consumer Protection Measures concerning Online Secondary Ticketing Facilities published on 26 May.

Baroness Neville-Rolfe

The Government is considering Professor Waterson’s Review and will publish its response in due course.

The below Parliamentary question was asked by Baroness Hayter of Kentish Town on 2015-10-26.

To ask Her Majesty’s Government whether the new wording in the Ministerial Code, issued in October, alters the legal obligations or duty of ministers to comply with international law and treaties.

Lord Bridges of Headley

I refer the Noble Lady to the answer given to the Noble Lord Falconer of Thoroton on 5 November 2015 to HL3046,HL3047,HL3048, which I have attached for ease of reference.

The Ministerial Code is normally updated and reissued after a General Election. The updated Code makes clear that Ministers must abide by the law. The obligations of Ministers under the law including international law remain unchanged.

Information relating to internal discussions and advice is not disclosed.

The below Parliamentary question was asked by Baroness Hayter of Kentish Town on 2015-10-19.

To ask Her Majesty’s Government what is their assessment of the Which? survey which showed that 9 out of 10 of the Volkswagen owners surveyed believe they should receive compensation.

Lord Ahmad of Wimbledon

There has been no assessment of the Which? survey.

The Government expects Volkswagen to set out quickly the steps necessary to correct the problem and to support owners of the affected vehicles in the UK.

This Government is already playing its part by ensuring vehicle owners will not incur higher VED or Company Car Tax if their existing vehicles are found to be fitted with illegal software that manipulates emissions tests.

The below Parliamentary question was asked by Baroness Hayter of Kentish Town on 2015-10-22.

To ask Her Majesty’s Government what action they are taking in the light of the 21 October Which? investigation reporting that listings on some ticket resale websites are in breach of the Consumer Rights Act 2015.

Baroness Neville-Rolfe

Where there are alleged breaches of legislation, enforcement authorities have powers to take appropriate action. Consumers or their representatives should report any alleged breach through the Citizens Advice consumer helpline who will report substantive breaches to Trading Standards, or to the police, to take enforcement action as appropriate.

The Government has launched an Independent Review of consumer protection measures in relation to ticket resale and online Secondary Ticketing facilities under Professor Waterson, and Contributions and evidence from interested parties are welcome. This review will gather evidence on how well the Consumer Rights Act’s new ticketing provisions and wider consumer protections are working.

The below Parliamentary question was asked by Baroness Hayter of Kentish Town on 2015-10-26.

To ask Her Majesty’s Government whether the Code of Conduct for Special Advisers increases the role and powers of Special Advisers; and, if so, whether they plan to bring forward regulations under section 2(5) of the Transparency of Lobbying, Non-Party Campaigning and Trade Union Administration Act 2014 so that consultant lobbyists would need to register communications made personally to a Special Adviser.

Lord Bridges of Headley

It is usual practice to publish an updated Code of Conduct for Special Advisers after an election. The updated Code, published on 15 October, does not change the role and powers of special advisers.