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  • Catherine West – 2015 Parliamentary Question to the Department for Communities and Local Government

    Catherine West – 2015 Parliamentary Question to the Department for Communities and Local Government

    The below Parliamentary question was asked by Catherine West on 2015-10-28.

    To ask the Secretary of State for Communities and Local Government, how many (a) starter and (b) affordable homes the Government plans to build over the next five years.

    Brandon Lewis

    The Government is committed to building 200,000 starter homes over the course of this Parliament to provide affordable homes for purchase with 20% discount are available to first time buyers under 40.

    The Government remains committed to delivering 275,000 new affordable homes between 2015 and 2020. This means we will build more new affordable homes than during any equivalent period in the last twenty years.

  • Cat Smith – 2015 Parliamentary Question to the Department for Communities and Local Government

    Cat Smith – 2015 Parliamentary Question to the Department for Communities and Local Government

    The below Parliamentary question was asked by Cat Smith on 2015-10-28.

    To ask the Secretary of State for Communities and Local Government, whether he plans to change how take-away food delivery drivers are regulated.

    Mr Marcus Jones

    This is not a matter for the Department for Communities and Local Government.

  • Greg Knight – 2015 Parliamentary Question to the Department for Transport

    Greg Knight – 2015 Parliamentary Question to the Department for Transport

    The below Parliamentary question was asked by Greg Knight on 2015-10-28.

    To ask the Secretary of State for Transport, what assessment he has made of the level of democratic oversight of road safety partnerships; and if he will make a statement.

    Andrew Jones

    None. This is a matter for the partnerships concerned.

  • Gregory Campbell – 2015 Parliamentary Question to the HM Treasury

    Gregory Campbell – 2015 Parliamentary Question to the HM Treasury

    The below Parliamentary question was asked by Gregory Campbell on 2015-10-28.

    To ask Mr Chancellor of the Exchequer, following his decision to reduce the lifetime allowance for those saving with personal pensions, what assistance the Government plans to offer to people whose additional pension provision is likely to breach the reduced lifetime allowance for personal pensions but would not have breached the previous limit.

    Harriett Baldwin

    The Government will put in place transitional protection to ensure that individuals with savings over the proposed lifetime allowance limit are not subject to retrospective taxation. Further detail on these protections is provided at https://www.gov.uk/government/publications/pension-schemes-newsletter-73-october-2015/pension-schemes-newsletter-73-october-2015

  • Gregory Campbell – 2015 Parliamentary Question to the HM Treasury

    Gregory Campbell – 2015 Parliamentary Question to the HM Treasury

    The below Parliamentary question was asked by Gregory Campbell on 2015-10-28.

    To ask Mr Chancellor of the Exchequer, if he will hold discussions with Lloyds Bank on that company prioritising the payment of dividends to encourage small shareholders to retain shares for the long term, in advance of further sales of the Government’s stake in that company.

    Harriett Baldwin

    The Government is planning to encourage long-term share ownership in Lloyds shares, offering the incentive of bonus shares for longer-term investors.

    Lloyds Banking Group (LBG) remains a commercial company in which the Government is currently a shareholder. The Government’s shareholding is managed at arm’s length from HM Treasury by UK Financial Investments (UKFI). The Government does not involve itself in the commercial decisions of LBG. Whether or not to pay dividends to its shareholders is a commercial decision to be made by the bank’s independent management team.

  • Stephen Timms – 2015 Parliamentary Question to the HM Treasury

    Stephen Timms – 2015 Parliamentary Question to the HM Treasury

    The below Parliamentary question was asked by Stephen Timms on 2015-10-28.

    To ask Mr Chancellor of the Exchequer, how many people have accessed the Pension Wise service through the (a) face-to-face service provided by the Citizens Advice Bureau and (b) telephone service provided by the Pensions Advisory Service to date.

    Harriett Baldwin

    The government committed to providing free, impartial guidance through Pension Wise, to help people make informed and confident decisions about how they use their defined contribution pension savings in retirement. It is available online, via the telephone and face to face. As of 29 October 2015, there were over 20,000 completed appointments for face to face guidance and 9,000 completed appointments for telephone guidance as well as over 1.7 million visits to the website.

    Pension Wise runs exit surveys of those who have completed an appointment It is not mandatory for a user to complete an exit survey. The government is committed to being open and transparent with Pension Wise data and will be making core data readily available by placing it on the government performance platform this autumn. The data will be in the public domain and updated regularly. HM Treasury is working with Pension Wise delivery partners to provide the level of detail that we require for reporting purposes.

    The Financial Conduct Authority, in line with its remit to protect consumers and ensure markets function in consumers’ interests, is monitoring developments in the retirement income market closely and has committed to take action where consumers are coming to harm or where the market is not operating competitively.

    The government recognises that people may wish to consult different sources of information before reaching a decision about their retirement income. In addition to Pension Wise, The Pension Advisory Service (TPAS) provides independent, impartial information and guidance about pensions, free of charge, to members of the public. The Money Advice Service also provides free and unbiased information and guidance on all money matters.

    A number of pension providers offer financial guidance. Individuals can also access regulated advice from an Independent Financial Adviser (IFA). HM Treasury and the Financial Conduct Authority are jointly considering how financial advice could be made more accessible and affordable for consumers through the Financial Advice Market Review.

  • Stephen Timms – 2015 Parliamentary Question to the HM Treasury

    Stephen Timms – 2015 Parliamentary Question to the HM Treasury

    The below Parliamentary question was asked by Stephen Timms on 2015-10-28.

    To ask Mr Chancellor of the Exchequer, what steps his Department is taking to gather data on people accessing the Pension Wise service.

    Harriett Baldwin

    The government committed to providing free, impartial guidance through Pension Wise, to help people make informed and confident decisions about how they use their defined contribution pension savings in retirement. It is available online, via the telephone and face to face. As of 29 October 2015, there were over 20,000 completed appointments for face to face guidance and 9,000 completed appointments for telephone guidance as well as over 1.7 million visits to the website.

    Pension Wise runs exit surveys of those who have completed an appointment It is not mandatory for a user to complete an exit survey. The government is committed to being open and transparent with Pension Wise data and will be making core data readily available by placing it on the government performance platform this autumn. The data will be in the public domain and updated regularly. HM Treasury is working with Pension Wise delivery partners to provide the level of detail that we require for reporting purposes.

    The Financial Conduct Authority, in line with its remit to protect consumers and ensure markets function in consumers’ interests, is monitoring developments in the retirement income market closely and has committed to take action where consumers are coming to harm or where the market is not operating competitively.

    The government recognises that people may wish to consult different sources of information before reaching a decision about their retirement income. In addition to Pension Wise, The Pension Advisory Service (TPAS) provides independent, impartial information and guidance about pensions, free of charge, to members of the public. The Money Advice Service also provides free and unbiased information and guidance on all money matters.

    A number of pension providers offer financial guidance. Individuals can also access regulated advice from an Independent Financial Adviser (IFA). HM Treasury and the Financial Conduct Authority are jointly considering how financial advice could be made more accessible and affordable for consumers through the Financial Advice Market Review.

  • Stephen Timms – 2015 Parliamentary Question to the HM Treasury

    Stephen Timms – 2015 Parliamentary Question to the HM Treasury

    The below Parliamentary question was asked by Stephen Timms on 2015-10-28.

    To ask Mr Chancellor of the Exchequer, what data his Department collects on the (a) demographics, (b) pension pot size and (c) decisions taken after the consultation of people accessing the Pension Wise service.

    Harriett Baldwin

    The government committed to providing free, impartial guidance through Pension Wise, to help people make informed and confident decisions about how they use their defined contribution pension savings in retirement. It is available online, via the telephone and face to face. As of 29 October 2015, there were over 20,000 completed appointments for face to face guidance and 9,000 completed appointments for telephone guidance as well as over 1.7 million visits to the website.

    Pension Wise runs exit surveys of those who have completed an appointment It is not mandatory for a user to complete an exit survey. The government is committed to being open and transparent with Pension Wise data and will be making core data readily available by placing it on the government performance platform this autumn. The data will be in the public domain and updated regularly. HM Treasury is working with Pension Wise delivery partners to provide the level of detail that we require for reporting purposes.

    The Financial Conduct Authority, in line with its remit to protect consumers and ensure markets function in consumers’ interests, is monitoring developments in the retirement income market closely and has committed to take action where consumers are coming to harm or where the market is not operating competitively.

    The government recognises that people may wish to consult different sources of information before reaching a decision about their retirement income. In addition to Pension Wise, The Pension Advisory Service (TPAS) provides independent, impartial information and guidance about pensions, free of charge, to members of the public. The Money Advice Service also provides free and unbiased information and guidance on all money matters.

    A number of pension providers offer financial guidance. Individuals can also access regulated advice from an Independent Financial Adviser (IFA). HM Treasury and the Financial Conduct Authority are jointly considering how financial advice could be made more accessible and affordable for consumers through the Financial Advice Market Review.

  • Stephen Timms – 2015 Parliamentary Question to the HM Treasury

    Stephen Timms – 2015 Parliamentary Question to the HM Treasury

    The below Parliamentary question was asked by Stephen Timms on 2015-10-28.

    To ask Mr Chancellor of the Exchequer, what data his Department collects on people who have exercised new pension freedoms who have not accessed the Pension Wise service.

    Harriett Baldwin

    The government committed to providing free, impartial guidance through Pension Wise, to help people make informed and confident decisions about how they use their defined contribution pension savings in retirement. It is available online, via the telephone and face to face. As of 29 October 2015, there were over 20,000 completed appointments for face to face guidance and 9,000 completed appointments for telephone guidance as well as over 1.7 million visits to the website.

    Pension Wise runs exit surveys of those who have completed an appointment It is not mandatory for a user to complete an exit survey. The government is committed to being open and transparent with Pension Wise data and will be making core data readily available by placing it on the government performance platform this autumn. The data will be in the public domain and updated regularly. HM Treasury is working with Pension Wise delivery partners to provide the level of detail that we require for reporting purposes.

    The Financial Conduct Authority, in line with its remit to protect consumers and ensure markets function in consumers’ interests, is monitoring developments in the retirement income market closely and has committed to take action where consumers are coming to harm or where the market is not operating competitively.

    The government recognises that people may wish to consult different sources of information before reaching a decision about their retirement income. In addition to Pension Wise, The Pension Advisory Service (TPAS) provides independent, impartial information and guidance about pensions, free of charge, to members of the public. The Money Advice Service also provides free and unbiased information and guidance on all money matters.

    A number of pension providers offer financial guidance. Individuals can also access regulated advice from an Independent Financial Adviser (IFA). HM Treasury and the Financial Conduct Authority are jointly considering how financial advice could be made more accessible and affordable for consumers through the Financial Advice Market Review.

  • Gregory Campbell – 2015 Parliamentary Question to the HM Treasury

    Gregory Campbell – 2015 Parliamentary Question to the HM Treasury

    The below Parliamentary question was asked by Gregory Campbell on 2015-10-28.

    To ask Mr Chancellor of the Exchequer, what estimate he has made of the number of working families in Northern Ireland who will be affected by proposed changes to working tax credits; and what estimate he has made of the average change in the amount that will be received by such families in the year commencing April 2016.

    Damian Hinds

    This information is not available.

    Information about the number of benefitting families and average entitlement by region and Parliamentary Constituency in the tax year 2013-14 can be found in the publication ‘Personal tax credits: Finalised award statistics – geographical statistics 2013-2014’ here:

    https://www.gov.uk/government/statistics/personal-tax-credits-finalised-award-statistics-geographical-statistics-2013-to-2014